1. General Information Only
The content provided on 109110.xyz (“we,” “us,” or “our”) is intended for general informational purposes only. All information on this site—articles, guides, tools, and resources—is provided “as‑is” without warranty of any kind, either express or implied. Nothing on this site constitutes professional, legal, financial, or insurance advice, and you should not rely on it as such.
2. No Professional-Client Relationship
Your use of this website does not create a professional‑client relationship between you and 109110.xyz or any of its contributors. Always consult a licensed insurance agent, attorney, accountant, or other qualified professional before making decisions that could affect your financial or legal obligations.
3. Accuracy & Completeness
While we strive for accuracy, we make no guarantees that information is current, complete, or error‑free. Insurance laws, rates, and product offerings vary by state and can change rapidly. You are responsible for verifying any information before acting on it.
4. External Links & Third‑Party Content
109110.xyz may contain links to third‑party websites or resources. These links are provided solely for your convenience—and do not imply our endorsement. We are not responsible for the content, accuracy, or practices of any linked site. Visiting those sites is at your own risk.
5. No Endorsement
We do not endorse, guarantee, or warrant any insurance provider, policy, product, or service mentioned on this site. References to specific companies or policies are for illustrative purposes and should not be interpreted as recommendations.
6. Affiliate & Advertising Disclosure
Some links on 109110.xyz may be affiliate links, which means we may earn a small commission if you click through and purchase a product or service. This comes at no extra cost to you and helps us cover operating expenses. We only partner with companies we believe provide value to our readers.
7. Limitation of Liability
To the fullest extent permitted by applicable law, in no event shall 109110.xyz, its owners, authors, or contributors be liable for any direct, indirect, incidental, special, consequential, or punitive damages arising from your access to, use of, or inability to use the site or any linked resources.
8. “As-Is” and “As-Available”
This site and all content are provided on an “as‑is” and “as‑available” basis. We expressly disclaim all warranties, whether express or implied, including but not limited to merchantability, fitness for a particular purpose, and non-infringement.
9. Changes to This Disclaimer
We may update this disclaimer at any time. When we do, we will revise the “Effective Date” at the top. Continued use of the site after changes constitute your acceptance of the updated disclaimer.